The time for being overwhelmed about saving and investing is behind us. YOU must take charge and YOU must involve your family.

Take that advice and you will get ahead. You will also teach your children to build wealth.

Here are some basic sites that can help give you some additional tools in how to save money or spend....smarter.

As always, we recommend you do your own research, only do things you fully understand and never be afraid to ask questions and take no action.

It’s your money; that means you are in charge of all relationships.

www.pricegrabber.com

The best thing to do when buying electronics & appliances? Buy used. Will people do it? Some will. If you won’t, get the best price on the new by comparing. And always negotiate.

www.nerdwallet.com

We always recommend NOT using credit cards, but it is crazy to think people won’t do it. If you do use credit cards, pay them off each month and select the one credit card with the best rewards. That’s what this site is about.

www.mint.com

Act like a research analyst. Take a look at what you are spending and how you are saving.

www.coupons.com

Yes, what money saving blog wouldn’t encourage you to use coupons?

www.billshrink.com

This is all about trying to get a better savings rate. Are you comparing?

Do your own research. Study what smart people are doing. Don’t assume that you can’t. You CAN get ahead.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”