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This is the archive for March 2010

The Game Of Family Budget & Wealth Building

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Did you ever hear the story of the family that began to play a game whenever they went out shopping? They played this game with the kids and everyone took part in the game. It was all about keeping your eyes peeled for money on the ground.

The family kept a jar in the kitchen and they would put all “found money” in this jar all throughout the year. The money really added up.

Each December 31, the family would add up the total amount of pennies, dimes, nickels, quarters, dollars and more and deposit the total amount in a 12 month certificate of deposit.

The first year they found over twenty six dollars.

The second year they found over sixty dollars.

As I said, it really adds up.

Consider this: The money that was “found on the ground” is now in a certificate of deposit labeled for each year it was found (one CD for the first year, one for the second, one for the third and so on).

That means that actual found money is earning free money for this family.

If you include your children in learning lessons about personal finance, it will showcase for them the creativity of the family and show them that you can find inventive ways to save money. Of course, this story is more about a game than simply saving. However, it shows you that you can come up with ideas on saving and investing and make it a fun family activity.

What would happen if you taught your kids how important managing money, saving and investing regularly was in daily life?

Most parents shield their kids from their personal finance activities. If you did the opposite, you may be giving them the best gift of all. We think it is as important as a college education. Maybe more important.

Include your kids. Engage your entire family in ways to elevate regular savings. Make them a part of it so they learn great habits. It will serve them even after you are gone.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana (and I love every single one of them). There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”

8 Ways To Kick Booty On The Family Budget

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Have you ever been in a position where you felt you could handle your debt?

Ever been in a situation where you convinced yourself to purchase a flat screen TV, a watch, a vacation or some other sexy spending on credit even though you couldn’t afford it at that moment?

Have you ever looked at a car or truck you wanted to purchase with your own budget in mind but ended up spending an additional 4 – 7%?

If you have answered yes to any of these questions, you have been influenced by marketing.

Our societies in the United States and Europe are so called ‘advanced.’ That really means that we are potentially tapped out. Over the course of the last fifty years, marketing firms and companies who have hired them have shifted the actual priorities of millions of consumers to keep up with their neighbors. Sophisticated sales and marketing tactics have tempted and pressured customers to be up-sold and moved beyond their comfort level.

What is the result of this after several generations? Stretching.

How can you reshape your personal finance or family budget life to get your family on more solid financial ground in the coming decade?

It should be said in advance that our philosophy involves tough medicine and working with your entire family so that you all benefit and your children learn strategies that will help them all of their lives to build savings and wealth.

Here are some starting steps:

1. Call your family together for a meeting about your family budget and the future. Lay out to the members of your family that you believe that the economy could become worse over the next decade and that you want to insure that you have a bigger safety net and focus the family on a better future by using some specific strategies on current income and debt.

2. Review – with your kids – your current debt and your current income. You don’t have to talk specific numbers; you can focus on percentages.

3. Set a goal of reducing your expenses by 10 – 15% over the next six months. This means more than your bills. Of course, you want to focus on things like credit card debt, but you really want to focus on ALL SPENDING of any kind. The goal is to reduce total spending by 10 – 15%. If you have not been reading this blog, you can check out our tips on dealing with credit card debt and credit card companies at www.middleclassmoney.com. Of course, apply all you save to actual savings. That is the only thing that makes this exercise worthwhile.

4. Engage the companies that regularly send bills to your house. You won’t be surprised to read that I think you should set as a goal to reduce each bill sent to your house by 10 – 15%. However, you must be open to their suggestions in terms of bundling or service reductions. If you find yourself in a situation where they reduce your payments or billing by only 7%, you are a winner. The entire game is to reduce spending and apply all that you save directly to savings. This is a teaching exercise for your children, too.

5. Let your family know that you will want everyone to focus on how to save money. This means that (and you can see our entire “1% Savings Plan” in previous blog entries or in “How To Survive Any Financial Crisis” at www.middleclassmoney.com.

6. Let your family know that one of your goals is to establish a pattern of regular savings that will help you build the proper emergency savings fund for 2010. That proper emergency savings fund is 15 to 18 months of expenses in money market savings and certificates of deposit.

7. Once you have established a regular pattern of savings, make sure your children see that you are contributing to a 401k and a Roth or Traditional IRA. Make sure they understand that savings is not optional.

8. Only after you are saving regularly and you have boosted your savings to at least 12% of your after tax pay on a regular basis, establish an additional pattern of investing in assets. These investments can be small to begin with, but they must be focused on assets that generate other assets of the same kinds as the original purchase (as an example, this can be mutual funds that pay dividends).

We must all focus on taking charge of our personal family budget. We must be inventive about establishing savings and reducing debt. The only way to do that is to take action. We believe the best way to do this is to include the children. Don’t do what our parents did and shield us from the personal family budget. If you do this, you are NOT doing your children any favors. You just think you are.

When it comes to getting ahead, you can do this.

Get started TODAY.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”

The Best Gift You Can Give Your Kids Isn't Money

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My best friend and I were talking last night about how many things we do because our dad did them or how many things we might do because our grandfather did them (and that we may not even know what some of those things are). The truth is that we are all influenced heavily by our parents and the people that went before us.

This means you should investigate DRIPs, mutual funds, coupons, regular and steady savings, family budgeting and more with your children.

They see you.

If you spend an hour a week learning about new ways to save money and invest with them, they will develop habits that will help them all their lives grow money. This isn’t about greed. This is about giving your children a gift that will help them have better options, develop better habits and grow a more secure future.

If your children grow up believing they should constantly save a portion of their income (20% of each after tax paycheck), they will grow savings first and then grow wealth. If your children believe in constantly focusing on having limited debt or reducing debt, they will develop a balanced approach to building wealth and being more in control of their personal financial life.

If you teach your children to build an emergency savings fund that includes 15 to 18 months of expenses in money market savings and certificates of deposit, they will be just find if they lose their job one day or have even a serious emergency that requires immediate m o n e y to fix.

Oh, if you do the things above, it will help YOU, too.

How cool is that?

You can do this.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”

The Truth About The Economy

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Here is the real truth about the economy.

Not just any economy - YOURS.

When I began writing this blog, I wanted to make it clear that anyone could define their own plan, set goals and begin securing a better financial future. While we don’t promise an overnight fix to personal finance issues, we do promise that self-education, goal setting and focusing on percentages will help you build savings, reduce debt and eventually build wealth.

I wanted my own boys to know what I didn’t when I began: The money you earn and live off of for rent or a mortgage, groceries or daily, weekly or monthly living expenses is simply paycheck-to-paycheck money. It doesn’t count.

What does count?

The money you put to work for yourself and your family paycheck after paycheck, month after month and year after year.

Saving money is not optional. Sure, you can opt out of saving money. That’s easy. I did it for years. But that is perhaps the biggest mistake.

Think about it: Money that you use for daily consumption is meaningless in terms of your ability to provide for yourself and your family long-term.

You must find a better way. We believe this “better way” is regularly saving money with each paycheck (no matter how small an amount). We believe in finding unique ways to increase the regular amount you save and we believe that this money is the only money that matters when it comes to providing a future for your family – ESPECIALLY in today’s economy.

The most important step is to begin.

Don’t focus on how many dollars you save. Focus on what percentage of your after-tax pay you save.

Realize that reducing debt is critical over time because debt (and especially credit card debt) is the #1 impairment for middle class wealth. *See our info on how to deal with credit cards in previous blogs or in “How To Survive Any Financial Crisis” at www.middleclassmoney.com.

A checking account is a money laundering account for other people’s money. Use any excuse to remove money steadily and put it to work for you and your family.

Begin. Start. Look at your spending. Be honest with yourself. Remember these words: You should be saving money every single time you get p – a – i - d.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”

The 7 Ways To Turn Your Family Budget To Surplus

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You can get ahead if you are willing to turn your personal financial situation around with will and consistency.

1. Look at your spending first. Be honest with yourself about what you must spend and what you can eliminate from spending without “crunching your life.”

2. Review your credit. Begin with credit cards (see our info on how to deal with credit card companies in HOW TO SURVIVE ANY FINANCIAL CRISIS at www.middleclassmoney.com or in previous blog entries.

3. You must focus savings in the area of having a proper emergency savings fund for 2010. We believe that number is 15 to 18 months of your expenses. Jobs are harder to find; replacing your income could be more difficult than most people estimate.

4. Use negotiation and coupons and coupon codes to help expose additional savings in your regular income/spending. If you don’t take the money you “saved” with these tools and push them to actual savings (the difference between “retail” and what you paid with a coupon or negotiation), you are NOT saving anything.

5. Remember these words: Checking accounts are money laundering accounts for other people’s money. Use any excuse you can to leak money regularly from checking into savings.

6. Attitude is not everything. It’s tough out there. Get tough right back with the businesses that send bills to your house; ask for discounts. Ask for reduction and eliminate in interest rates and the elimination of fees.

7. Once you have build your emergency savings fund (15 to 18 months of expenses in savings), begin to build assets. Assets are the true wealth-builders.

Don’t allow the attitude of others to stop you.

You can save more money than you think. Look around your house at all the things you have purchased over the years. What if you had that money back?

Start today. Remember: Regular savings beats lump sum savings. Focus on percentage of your after-tax income – not on dollars. Each time you receive a paycheck make a contribution to your savings first and then pay the bills and other obligations.

You can do this!

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”

4 Coupon Sites For You To Check Out

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If you believe as we do, saving is not optional in today’s economy.

We also believe that you have to do your own research.

Here are some coupon sites that might be helpful for you and your family:

www.couponforum.com

www.slickdeals.net

www.thekrazycouponlady.com

www.hotcouponworld.com

You don’t have to save, but you should make it a regular part of your financial life and family budget.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”

The Best Education You Can Give Your Family Is Financial & Personal

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Everything is relative, right?

Wealth is relative.

What is wealth anyway? Family that loves you. Sharing with your family. Teaching your children. That’s right.

This is why the focus of this blog is to encourage you to involve your children in your personal finance life. Show them that you are interested in learning new things and growing money aside from your basic living expenses (for the future of making your family life better).

Most of us shield our children from budgets, bills, stretching money and more personal finance basics because we think we are doing them a favor. But you are not doing them a favor.

You are cheating them of an education that could help them become wealthy over the course of their lives and build enough savings to live a better and more balanced life.

If you follow this blog, you know we are all about saving money. We are all about sharing strategy with family and helping them learn how to make money grow for them.

Simply by focusing on goal setting and steady and regular savings from your own paycheck, you will grow savings.

You know the basics if you hang out with us:

You should have 15 to 18 months of expenses in emergency savings (money market savings accounts and certificates of deposit).

You should focus some money each month – beyond minimum payments – on reducing debt. Check out past blogs on “how to deal with credit cards.”

We are not big on chasing credit scores. We don’t want people doing anything to mess up their credit scores, but we believe marketing has turned the world on its’ ear. Cash is still king. Focus on reducing debt and saving money regularly and you will be just fine.

Finally, find a way to invest in assets that generate more assets. Do this once you have your proper emergency savings fund (above).

And always remember: You can do this!

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”

5 Sites To Boost Your Savings

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The time for being overwhelmed about saving and investing is behind us. YOU must take charge and YOU must involve your family.

Take that advice and you will get ahead. You will also teach your children to build wealth.

Here are some basic sites that can help give you some additional tools in how to save money or spend....smarter.

As always, we recommend you do your own research, only do things you fully understand and never be afraid to ask questions and take no action.

It’s your money; that means you are in charge of all relationships.

www.pricegrabber.com

The best thing to do when buying electronics & appliances? Buy used. Will people do it? Some will. If you won’t, get the best price on the new by comparing. And always negotiate.

www.nerdwallet.com

We always recommend NOT using credit cards, but it is crazy to think people won’t do it. If you do use credit cards, pay them off each month and select the one credit card with the best rewards. That’s what this site is about.

www.mint.com

Act like a research analyst. Take a look at what you are spending and how you are saving.

www.coupons.com

Yes, what money saving blog wouldn’t encourage you to use coupons?

www.billshrink.com

This is all about trying to get a better savings rate. Are you comparing?

Do your own research. Study what smart people are doing. Don’t assume that you can’t. You CAN get ahead.

HELPING YOUR KIDS GET AHEAD

If you think I was born saving money, you are wrong. My family is filled with hillbillies from Louisiana. There are members of my family that don’t believe in 401ks or IRAs. I was not brought up to save and invest regularly and I have made every mistake you can think about when it comes to money. I have had to learn the absolute hard way how to get savings on track and make it a part of your life without killing your lifestyle. I have had to learn the hard way how companies mislead with marketing. It is my mission to share what I have learned about regularly saving with my own children and also share it with you. That’s why we have a lot of “free” (blogs like www.boostmywealth.wordpress.com and www.stickyasset.com/blog and groups on Facebook like “Coupons & Coupon Codes”)!

In this country we don’t do enough to teach our children about money, managing money, saving regularly (and automatically), compound interest and steady investing for a long-term future. As a parent, we are always concerned that they get a good education and go to a good college so they can make a lot of money or have a valued career path. The truth is that we could do our children the biggest favor and one of the best things by sharing with them sound saving and investing principles.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

Loyd Ford
www.stickyasset.com/blog
www.middleclassmoney.com
www.boostmywealth.wordpress.com
www.squidoo.com/boostmywealth
www.stickyasset.com

Connect with us on Facebook with these free groups:
“Coupons & Coupon Codes”
“Live The Lifestyle Your Family Deserves”
“Saving Money”